To: Board of Supervisors
From: Ann Elliott, Human Resources Director
Report Title: Approve 2025 Rate Renewals for NonPERS Health and Welfare Plans
?Recommendation of the County Administrator ? Recommendation of Board Committee
RECOMMENDATIONS:
AUTHORIZE the County Administrator, or designee, to approve rates and the County's contributions for insurance with the NonPERS Medical, Dental, Vision, Computer Vision Care Program and Life Insurance Plan carriers for the period of January 1, 2025 - December 31, 2025.
FISCAL IMPACT:
The premiums for existing DeltaCare HMO and Delta Dental PPO and the VOYA Life Insurance plans will not increase for the 2025 plan year. There is a decrease for the Computer Vision Care and Voluntary Vision plans by approximately 5.00%. The CCHP plan premiums will increase by 6.50%, Health Net SmartCare HMO Plan A and Plan B by 7.51%, Health Net PPO plan by 12.50%, Kaiser Plan A, Plan B, and HDHP will increase by 3.38%, and Teamsters Local 856 Trust Kaiser Plan by 10%.
Premiums for active, retired and survivor enrollees are funded by a combination of charges to County Departments, Special Districts, and employee/retiree/survivor contributions. Projections of the fiscal impact for 2025 are based on 2024 census data with no adjustment for future migration between plans. The 2025 projected total premium cost for active employees is approximately $147.4 million; the projected total premium cost for 2024 is expected to reach $140.0 million by year's end. The currently negotiated cost to the County is $141.1 million of that total ($134.1 million in 2024).
BACKGROUND:
Insurance coverage is an important benefit and a valuable recruitment and retention tool. To ensure that high quality insurance is available for eligible Contra Costa County employees and retirees, the County offers group Medical, Dental, Life insurance, Voluntary Vision insurance, Computer Vision Vare coverage, as well as Flexible Spending Accounts and Health Savings Accounts on a...
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