To: Board of Supervisors
From: Ann Elliott, Human Resources Director
Report Title: 2024 Rate Renewals for NonPERS Health and Welfare Plans
RECOMMENDATIONS:
AUTHORIZE the County Administrator, or designee, to approve rates and the County's contributions for insurance with the NonPERS Medical, Dental, Vision, Computer Vision Care Program and Life Insurance Plan carriers for the period of January 1, 2024 - December 31, 2024.
FISCAL IMPACT:
The premiums for existing Delta Dental PPO, Computer Vision Care, Voluntary Vision plan and the VOYA Life Insurance plans will not increase for the 2024 plan year. There is a decrease for the DeltaCare HMO plan by 4.65%. The CCHP plan premiums will increase by 7.52%, Health Net SmartCare HMO Plan A by 17.55%, Health Net SmartCare HMO Plan B by 10.30%, Health Net PPO plan by 5.00%, Teamsters Local 856 Trust Kaiser Plan will increase by 5% and Kaiser Plans A, B and HDHP will increase by 4%.
Premiums for active, retired and survivor enrollees are funded by a combination of charges to County Departments, Special Districts, and employee/retiree/survivor contributions. Projections of the fiscal impact for 2024 are based on 2023 census data with no adjustment for future migration between plans. The 2024 projected total premium cost for active employees is approximately $143.0 million; the projected total premium cost for 2023 is expected to reach $135.7 million by year's end. The currently negotiated cost to the County is $133.6 million of that total ($122.3 million in 2023).
BACKGROUND:
Insurance coverage is an important benefit and a valuable recruitment and retention tool. To ensure that high quality insurance is available for eligible Contra Costa County employees and retirees, the County offers group medical, dental, life insurance, voluntary vision insurance, as well as computer vision care coverage, on an annual basis with a number of carriers/providers. The County's existing insurance and coverage plans are for the calenda...
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