To: Contra Costa County Housing Authority Board of Commissioners
From: Joseph Villarreal, Executive Director
Report Title: NEW INCOME LIMITS EFFECTIVE APRIL 1, 2025, FOR ASSISTED PROGRAMS OPERATED BY HACCC
?Recommendation of the County Administrator ? Recommendation of Board Committee
RECOMMENDATIONS:
ACCEPT a report from the executive director regarding new income limits effective April 1, 2025, for assisted programs operated by HACCC.
BACKGROUND:
The United States (U.S.) Department of Housing and Urban Development (HUD) is required by law to set income limits that determine the eligibility of applicants for HUD's assisted housing programs including the Public Housing, and the Section 8 Housing Choice Voucher programs among others. HUD develops income limits based on Median Family Income estimates and Fair Market Rent area definitions for each metropolitan area, parts of some metropolitan areas, and each non-metropolitan county.
HUD also calculates median family incomes (MFIs) for every metropolitan area and nonmetropolitan county in the U.S. MFIs are an input into the income limit calculation and are based on a four-person household. MFIs are also often referred to by users of this data and in other federal programs as area median incomes (AMIs).
HUD Section 8 Income Limits begin with the production of MFIs for each area. HUD uses the Section 8 program's Fair Market Rent (FMR) area definitions in developing median incomes, which means that income estimates are developed for each metropolitan area, parts of some metropolitan areas, and each nonmetropolitan county.
The statutory basis for HUD's income limit policies may be summarized as follows:
* Low-income families are defined as families whose incomes do not exceed 80 percent of the median family income for the area.
* Very low-income families are defined as families whose incomes do not exceed 50 percent of the median family income for the area.
* Extremely low-income families are defi...
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